Money Saving Tips

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Where will you spend your money once the mortgage is paid?

Paying off the mortgage is the dream of many homeowners, but what will you do with all that extra money once you're free and clear? Well, Saga has investigated, and it seems that many over-50s choose to splash out… Pay rise put to good use? The study found that many over-50s choose to spend their [...]

2017-05-18T20:51:07+00:00 June 16th, 2016|Money Saving Tips, Mortgage Advice, News|

One in ten people think they will never be able to retire

Research by Co-op Funeralcare found that 9% of people believe their working lives will never end, while a further 12% expect to be between the ages of 71 and 80 if and when they do retire. Women were revealed to be more likely than men to delay retirement, the findings also suggested. Further research, conducted [...]

2015-11-29T15:33:03+00:00 November 29th, 2015|Money Saving Tips, News|

When will you feel financially free?

When you consider financial freedom, what do you think of? Interestingly, exotic holidays and being free and clear on your house may not be that high on the list of priorities. Many people have far more reasonable targets. A report from from credit check provider Noddle has shown that most people want to be free [...]

2017-05-18T20:51:07+00:00 November 12th, 2015|Loans, Money Saving Tips, Mortgage Advice, News|

Mortgage lending hits 19-month high

Bank of England says more than 71,000 mortgages were approved in August as housing market shows no sign of summer slowdown Mortgage lending has leapt by the largest amount since 2008, official figures showed on Tuesday, providing further evidence that the housing market is continuing to heat up. The Bank of England said a total [...]

2015-10-02T11:30:20+00:00 October 2nd, 2015|Loans, Money Saving Tips, Mortgage Advice, News|

45 per cent of renters ‘think they will never be able to afford own home’

Some 45 per cent of those surveyed for Post Office Money Mortgages doubt their ability to ever climb on to the property ladder. Of those who expect to be able to buy at some stage, the average age at which they hope to do so is 36 years old, up from 35 when similar research [...]

2015-09-18T15:44:19+00:00 September 18th, 2015|Loans, Money Saving Tips, Mortgage Advice, News|

Considering a mortgage? Let us help you prepare properly

Research suggests potential buyers are not savvy about UK mortgage rules Two thirds of potential house buyers in the UK do not understand the new mortgage rules which were introduced last year, new research has found. Some 31% of people who plan to buy a property within the next two years are unaware that mortgage [...]

2017-05-18T20:51:07+00:00 September 10th, 2015|Loans, Money Saving Tips, Mortgage Advice, News|

Falling offset mortgage rates offer savings alternative

Rates on offset mortgages have plummeted to an historic low and now offer an alternative to savers dissatisfied by the low rates of return currently available on savings accounts. According to the latest data from, the average offset fixed rate is now priced at 2.65%, over one percentage point lower than two years ago when the rate stood at [...]

2015-05-27T14:10:48+00:00 May 27th, 2015|Money Saving Tips, Mortgage Advice, News|